Benefits Plan Summary

Benefits Plan Summary for Health EFFECTIVE DATE: MAY 01, 2024

Plans

  • CARRIER / TPA
  • NETWORK
  • PLAN TYPE
  • DEDUCTIBLE
  • IN NETWORK
  • PCP COPAY
  • SPECIALTY CARE COPAY
  • PREVENTIVE CARE
  • URGENT CARE
  • XRAY
  • LABS-DIAGNOSTIC
  • LABS - MRI, CAT, XRAY
  • COINSURANCE
  • DEDUCTIBLE (S/F)
  • MAX OUT OF POCKET (S/F)
  • HOSPITAL IN-PATIENT
  • HOSPITAL OUT-PATIENT
  • ER COPAY
  • LIFETIME MAXIMUM
  • OUT OF NETWORK
  • DEDUCTIBLE
  • COINSURANCE
  • MAXIMUM OUT OF POCKET
  • LIFETIME MAXIMUM
  • RX BENEFIT
  • TIER 1 / 2 / 3 (Gen / Br / Nf / Spec) GENERIC / BRANDED / NON FORMULARY / SPECIALTY
  • RX DEDUCTIBLE
  • MONTHLY PREMIUM
  • EMPLOYEE
  • EMPLOYEE (Pay Rate < = $22)
  • EMPLOYEE / SPOUSE
  • EMPLOYEE / CHILD
  • EMPLOYEE / FAMILY

GOLD

  • Anthem BCBS / Leading Edge Administrators (LEA)
  • National PPO (BlueCard PPO)
  • PPO
  • Calendar Year
  •  
  • $25
  • $50
  • 100%
  • $50
  • Office Setting or Independent Lab $25 copay/visit, Facility based Services: 15% Coinsurance after Deductible.
  • Office Setting or Independent Lab $25 copay/visit, Facility based Services: 15% Coinsurance after Deductible.
  • Office Setting or Independent Lab $25 copay/visit, Facility based Services: 15% Coinsurance after Deductible.
  • 85% (Reduced)
  • $3,500 / $7,000
  • $6,000 / $12,000
  • Ded & Co-ins
  • Ded & Co-ins
  • $250
  • Unlimited
  •  
  • $6,000 / $12,000
  • 70%
  • $10,000 / $20,000
  • Unlimited
  •  
  • 30 Day Supply: $10/$25/$50
    Mail Order up to 90 Day Supply:
    $25 / $50 / $125
    Specialty: Contact Payer Matrix for
    assistance at 1-877-305-6202
    9am - 7:30pm EST M-F
  • -
  •  
  • $475.00
  • $475.00
  • $900.00
  • $800.00
  • $1,450.00

SILVER

  • Anthem BCBS / Leading Edge Administrators (LEA)
  • National PPO (BlueCard PPO)
  • HSA
  • Calendar Year
  •  
  • Ded & Co-ins
  • Ded & Co-ins
  • 100%
  • Ded & Co-ins
  • Ded & Co-ins
  • Ded & Co-ins
  • Ded & Co-ins
  • 80% (Reduced)
  • $5,000 / $7,500
  • $7,500 / $12,000
  • Ded & Co-ins
  • Ded & Co-ins
  • Ded & Co-ins
  • Unlimited
  •  
  • $6,000 / $12,000
  • 50%
  • $10,000 / $20,000
  • Unlimited
  •  
  • 30 Day Supply: $10/$35/$70
    Mail Order up to 90 Day Supply: $25/$87.50/$175
    Specialty: Contact Payer Matrix for
    assistance at 1-877-305-6202
    9am - 7:30pm EST M-F
  • -
  •  
  • $295.00
  • $99.00
  • $725.00
  • $650.00
  • $950.00

Benefits Plan Summary for Dental and Vision EFFECTIVE DATE: MAY 01, 2024

DENTAL

  • CARRIER / TPA - Cigna
  • Total DPPO
  • PPO
  • Calendar Year
  •  
  • Preventive

    Calendar Year Deductible

    - In Network: $0
    - Out of Network: $0

    Coinsurance Pays

    - In Network: 100%
    - Out of Network: 100%

    Basic

    Calendar Year Deductible

    - In Network: $0
    - Out of Network: $0

    Coinsurance Pays

    - In and Out of Network: Pays at 100% and 50% depending on the service performed

    Major

    Calendar Year Deductible

    - In Network: $0
    - Out of Network: $0

    Coinsurance Pays:

    - In Network: 50%
    - Out of Network: 50%

    Annual Benefits Maximum

    - In Network: $1,500

  • MONTHLY PREMIUM
  • $30.00
  • $30.00
  • $80.00
  • $80.00
  • $80.00

VISION

  • CARRIER / TPA - Cigna
  • Cigna Vision Network (Serviced by EyeMed)
  • PPO
  • PlanYear
  •  
  • Exams

    - $10 copay

      1 exam / 12 months

    Prescription Glasses / Lens

    - 1/12 months; $25 copay

    Costco Frames

    - 1/24 months; $80 max

    Frames@ Other in-network locations

    - 1/24 months; $130 max

    Conventional & Disposable Contact Lens

    - 1/12 months; $130 max

    Contact Lens Fit/Eval

    - 1/12 months; $30 copay

  • MONTHLY PREMIUM
  • $8.00
  • $8.00
  • $15.00
  • $15.00
  • $20.00